Towergate GI

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  • Leisure and entertainment insurance

    Insurance for businesses in the leisure and entertainment industry

Leisure and entertainment insurance
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Details and documents - Leisure and entertainment insurance

Key features

Material damage

'All risks' covered (unless specified in policy wording) on:

  • Buildings
  • Contents
  • Stock
  • Gaming machines
  • Rides (static & mobile)

Business interruption

  • Loss of gross profit due to reduction in turnover following damage to property

Money

  • Loss of money while in transit and at the premises, including in safe, and in gaming and change machines

Goods in transit

  • Loss or damage to property in transit by carrier or in own vehicle

Employer's liability

  • Limit of indemnity £10,000,000
  • Bodily injury caused during the period of insurance to any employee of the insured

Public and products liability

  • Limit of indemnity from £1,000,000 to £50,000,000 available as required
  • Bodily injury to any person (except an employee) and loss or damage to property not belonging to the insured

Commercial loss recovery

  • A loss recovery service that meets the needs of a firm which requires the services of a professional loss adjuster in the event of a large property or business interruption claim (over £5,000)

Commercial legal expenses

  • Representation following a threat by a licencing body to revoke, suspend, alter or refuse to renew a statutory licence e.g. alcohol, entertaining or gaming licence
  • Pursuing a VAT appeal or representation at an enquiry by HM Revenue and Customs into the business’ tax return, plus personal tax returns of directors or partners
  • Defending a Health and Safety Executive prosecution
  • Access to 100+ legal documents, such as employment contracts and health and safety policies etc
  • Defence of employment disputes
  • Defence of motoring prosecutions
  • Pursuit of nuisance and trespass disputes
  • 24/7 legal and tax advice help lines
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